Your credit reports matter.
Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
Reviewing credit reports helps you catch signs of identity theft early.
Request your free credit reports
Federal law allows you to:
Get a free copy of your credit report every 12 months from each credit reporting company.
Ensure that the information on all of your credit reports is correct and up to date.
All about credit reports
Your rights to your free annual credit reports
Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it.
They also make it easy to accomplish many credit-related tasks right from your computer.